Direct answer: at annual public prices, three users cost Keeper Starter USD 120/year (five-seat minimum), Bitwarden Teams 144/year, 1Password Teams Starter Pack 299.40/year (ten-seat minimum) or 1Password Business 323.64/year. Ten users cost Keeper Starter 240, 1Password Teams 299.40, Keeper Business 480, Bitwarden Teams 480, Keeper/Bitwarden Enterprise 720 and 1Password Business 1,078.80. Twenty-five users cost Keeper Business/Bitwarden Teams 1,200, Keeper/Bitwarden Enterprise 1,800 and 1Password Business 2,697; 1Password Teams caps at 20 users, so 25 requires Business.
This guide is for founders, IT, security and procurement teams buying an enterprise password manager. Data cut-off: 5 November 2026; prices are US public list prices in USD, excluding tax, with no FX conversion; the TCO is an editorial calculation, not a vendor quote. All three look per-seat, but three traps matter: minimum users (1Password Teams starts at ten, Keeper Starter at five), which tier carries SSO/SCIM (1Password Business, Keeper Enterprise, Bitwarden Enterprise), and add-ons (Keeper's dark web monitoring, secure file storage, compliance reports and more).
Check the minimum user count before multiplying price by headcount; then check which tier includes SSO/SCIM; finally add add-ons, self-hosting, family plans and migration. A USD 2.49 1Password Teams seat, a USD 2 Keeper Starter seat and a USD 4 Bitwarden Teams seat are not the same bill.
Three positions: small-team pack, enterprise vault, open-source self-hosting
1Password turns small teams into a Teams Starter Pack: ten seats minimum, up to twenty, USD 24.95/month annual (299.40/year), with additional seats at USD 4.99/seat/month; Business is USD 8.99/user/month annual with Okta/Entra ID/OneLogin/Duo integrations, Watchtower and role-based vaults. Keeper splits into Starter (five to ten users, USD 2/user/month), Business (USD 4/user/month, shared team folders, delegated admin, free family plan) and Enterprise (USD 6/user/month, SCIM/AD/LDAP/SSO/SAML, RBAC, developer API). Bitwarden is known for open source and self-hosting: Teams is USD 4/user/month with SCIM, directory sync and event logs; Enterprise is USD 6/user/month with SSO, policies, custom roles, Access Intelligence and self-hosting.
| Platform | Positioning | Pricing | Min/max users | Boundary |
|---|---|---|---|---|
| 1Password | Small-team pack + enterprise vault | Teams Starter Pack flat; Business per seat | Teams 10–20; Business from 1 | IdP integrations on Business, not Teams |
| Keeper | Enterprise vault + privileged access | Starter/Business/Enterprise per seat | Starter 5–10; Business minimum not published | SSO/SCIM on Enterprise; KeeperPAM sold separately |
| Bitwarden | Open-source vault + self-hosting | Teams/Enterprise per seat | Unlimited users | SSO on Enterprise; Teams already has SCIM |
Sources: 1Password Business Pricing, Keeper Business and Enterprise Pricing and Bitwarden Business Pricing (all accessed 5 November 2026). This is editorial grouping, not a vendor taxonomy; “boundary” covers only what the pricing pages verify and does not judge security, usability or vulnerability history.
The official 2026 price lists
1Password: Teams Starter Pack USD 24.95/month annual (299.40/year, ten seats, up to twenty, additional seats 4.99/seat/month); Business USD 8.99/user/month annual (107.88/user/year); Enterprise custom. Keeper: Starter 2/user/month annual (24/user/year, five to ten users); Business 4/user/month (48/user/year); Enterprise 6/user/month (72/user/year, by quote). Bitwarden: Teams 4/user/month annual (48/user/year); Enterprise 6/user/month (72/user/year); self-hosting on Enterprise. None includes tax.
| Platform / plan | Annual (USD/user/month) | Annual total (USD/user) | Min/max users | Key capability |
|---|---|---|---|---|
| 1Password Teams Starter Pack | 2.49 (24.95/month for 10 seats) | 29.94/seat (299.40/year for 10) | 10 min, 20 max | Sharing, permissions, developer tools; no IdP integration |
| 1Password Business | 8.99 | 107.88 | From 1 | Okta/Entra/OneLogin/Duo, Watchtower, role-based vaults |
| 1Password Enterprise | Custom | Custom | Custom | Enterprise management/compliance, by quote |
| Keeper Starter | 2.00 | 24.00 | 5–10 users | Encrypted vault, sharing, autofill |
| Keeper Business | 4.00 | 48.00 | Minimum not published (whole company) | Shared team folders, delegated admin, free family plan |
| Keeper Enterprise | 6.00 | 72.00 | By quote | SCIM/AD/LDAP/SSO/SAML, RBAC, developer API |
| Bitwarden Teams | 4.00 | 48.00 | Unlimited users | SCIM, directory sync, event logs, groups |
| Bitwarden Enterprise | 6.00 | 72.00 | Unlimited users | SSO, policies, custom roles, Access Intelligence, self-hosting |
Sources: 1Password Business Pricing (Teams Starter Pack 24.95/month annual, ten seats, up to twenty, additional seats 4.99; Business 8.99/user/month annual, 107.88/year; 14-day trial), Keeper Business and Enterprise Pricing (Starter 2, Business 4, Enterprise 6, all annual, USD; Starter five to ten users), Bitwarden Business Pricing (Teams 4, Enterprise 6, annual, USD; unlimited users). USD, excluding tax; Enterprise is by quote.
1 / 3 / 10 / 25 users: annual TCO
Three users: Keeper Starter 120 (five-seat minimum), Bitwarden Teams 144, 1Password Teams 299.40 (ten-seat minimum) and 1Password Business 323.64. Ten users: Keeper Starter 240, 1Password Teams 299.40, Keeper Business 480, Bitwarden Teams 480, Keeper/Bitwarden Enterprise 720 and 1Password Business 1,078.80. Twenty-five users: Keeper Business/Bitwarden Teams 1,200, Keeper/Bitwarden Enterprise 1,800 and 1Password Business 2,697; 1Password Teams caps at twenty and cannot be bought for 25.
| Option (annual) | 1 user/year | 3 users/year | 10 users/year | 25 users/year |
|---|---|---|---|---|
| 1Password Teams Starter Pack | 299.40 (10-seat minimum) | 299.40 | 299.40 | — (20-seat cap) |
| 1Password Business | 107.88 | 323.64 | 1,078.80 | 2,697 |
| Keeper Starter | 120 (5-seat minimum) | 120 | 240 | — (10-user cap) |
| Keeper Business | — (minimum not published) | — | 480 | 1,200 |
| Keeper Enterprise | — (by quote) | — | 720 | 1,800 |
| Bitwarden Teams | 48 | 144 | 480 | 1,200 |
| Bitwarden Enterprise | 72 | 216 | 720 | 1,800 |
Editorial calculation, not a quote. 1Password Teams = 299.40/year (ten seats); 1Password Business = 107.88 × users; Keeper Starter = 24 × max(5, users); Keeper Business = 48 × users; Keeper Enterprise = 72 × users; Bitwarden Teams = 48 × users; Bitwarden Enterprise = 72 × users. Excludes tax, add-ons, self-hosting infrastructure, migration and training.
The easiest misreading is “1Password at USD 2.49 is cheapest”. At three users 1Password Teams must buy ten seats, so it is 299.40/year; Keeper Starter buys five seats at 120/year; Bitwarden Teams is 3×48=144. At ten users 1Password Teams at 299.40 is cheaper than Keeper Business/Bitwarden Teams at 480, but it has no IdP integration; SSO means 1Password Business at 1,078.80. At twenty-five 1Password Business is 2,697, 2.25× Keeper/Bitwarden Business at 1,200. Confirm the minimum seats and the SSO tier before comparing unit prices.
Minimum and add-on seats: the 1Password Teams ten-seat trap
1Password Teams Starter Pack is a pack, not pure per-seat: USD 24.95/month annual for ten seats, up to twenty, with additional seats at USD 4.99/seat/month. So one to ten users all pay 299.40/year, and twenty users pay 299.40 + 10×4.99×12 = 898.20/year. Keeper Starter is five to ten users, so three users still buy five seats (120/year); Business says “whole company” and does not publish a minimum; Bitwarden Teams/Enterprise say unlimited and bill actual users. Put the minimum seat count in the quote, or a three-person team pays for seven empty seats.
| Platform / plan | Minimum users | Maximum users | Add-on seat price | Budget impact |
|---|---|---|---|---|
| 1Password Teams Starter Pack | 10 seats | 20 seats | 4.99/seat/month annual | 1–10 all pay 299.40/year; 20 pay 898.20/year |
| 1Password Business | 1 seat | No published cap | 8.99/user/month | Actual headcount; volume negotiable |
| Keeper Starter | 5 users | 10 users | — (within tier) | Three users pay five seats, 120/year |
| Keeper Business | Not published | Not published | 4/user/month | Actual headcount; checkout governs |
| Keeper Enterprise | By quote | By quote | 6/user/month (list) | Includes SSO/SCIM/RBAC |
| Bitwarden Teams | Unlimited | Unlimited | 4/user/month | Actual headcount |
| Bitwarden Enterprise | Unlimited | Unlimited | 6/user/month | Actual headcount; includes SSO/self-hosting |
Sources: 1Password Business Pricing (Teams from ten seats, up to twenty, add-on 4.99; Business from one seat), Keeper Business and Enterprise Pricing (Starter five to ten users; Business minimum not published), Bitwarden Business Pricing (unlimited users). Accessed 5 November 2026; USD, excluding tax; Keeper Business's minimum follows checkout/sales and is not guessed here.
Which tier carries SSO/SCIM?
1Password: Teams has no IdP integration; Business adds Okta, Entra ID, OneLogin, Duo and more, plus Watchtower and role-based vaults. Keeper: Starter has vault/sharing/autofill; Business adds shared team folders, delegated admin, organisation structure and a free family plan; Enterprise adds SCIM, AD/LDAP, SSO/SAML, RBAC and developer API. Bitwarden: Teams already has SCIM, directory sync, event logs and groups; Enterprise adds SSO, policies, custom roles, Access Intelligence and self-hosting. A team that needs SSO cannot shop only the lowest tier.
| Capability | 1Password | Keeper | Bitwarden |
|---|---|---|---|
| SSO / IdP | From Business (Okta/Entra/OneLogin/Duo) | Enterprise (SSO/SAML) | Enterprise (passwordless SSO) |
| SCIM / directory sync | From Business (IdP) | Enterprise (SCIM/AD/LDAP) | From Teams (SCIM/Directory Connector) |
| RBAC/custom roles | Business role-based vaults | Enterprise (RBAC) | Enterprise (custom roles) |
| Audit/event logs | From Business | From Business (delegated admin) | From Teams (event logs) |
| Self-hosting | Not a focus | Enterprise (Self-Managed Keeper) | Enterprise |
| Family plan | — | Business/Enterprise (free family plan per user) | Enterprise (free Families) |
| Developer/secrets | Business developer tools | Enterprise API/Commander | Secrets Manager sold separately |
Sources: 1Password Business Pricing (Business IdP/Watchtower/role-based vaults), Keeper Business and Enterprise Pricing (Enterprise SCIM/AD/LDAP/SSO/SAML/RBAC/API; Business/Enterprise family plan), Bitwarden Business Pricing (Teams SCIM/directory sync/event logs; Enterprise SSO/policies/custom roles/Access Intelligence/self-hosting). Accessed 5 November 2026; this is an editorial comparison and the official documentation governs the integration list.
Hidden costs: add-ons, self-hosting, family plans and migration
1Password's hidden cost is mostly additional seats: Teams beyond ten costs 4.99/seat/month; Business has volume discounts; Enterprise is custom. Keeper's dark web monitoring, secure file storage, advanced reporting/alerts, compliance reports, support, concierge and secure messaging are add-ons, and KeeperPAM is a separate product; Starter caps at ten users, so more requires Business. Bitwarden's Secrets Manager is a separate product; self-hosting is Enterprise; Teams already has SCIM/event logs, but SSO requires Enterprise. None includes tax, migration or training.
| Platform | Hidden cost/add-on | Public price | When it applies |
|---|---|---|---|
| 1Password | Teams additional seats | 4.99/seat/month annual | Above ten seats (up to twenty) |
| 1Password | Business discounts/Enterprise | Custom | Volume/enterprise terms |
| Keeper | Dark web/file storage/reports/compliance | Add-on, by quote | Extra security/compliance features |
| Keeper | KeeperPAM | Separate product, by quote | Privileged access management |
| Keeper | Starter user cap | — | Above ten users requires Business |
| Bitwarden | Secrets Manager | Sold separately | Developer secrets/CI-CD |
| Bitwarden | Self-hosting | Enterprise | Data must stay on-premise |
| Bitwarden | SSO | Enterprise | IdP single sign-on |
Sources: 1Password Business Pricing (Teams add-on 4.99, Business discounts/Enterprise), Keeper Business and Enterprise Pricing (add-ons, KeeperPAM, Starter five to ten users), Bitwarden Business Pricing (Secrets Manager separate, Enterprise self-hosting/SSO). Accessed 5 November 2026; USD, excluding tax; add-on prices follow the sales quote.
Capability matrix: zero knowledge, open source, self-hosting, SSO
All three do zero-knowledge encryption, password/passkey sharing, autofill, audit and 2FA. 1Password is strong on usability, Watchtower, IdP integrations and developer tools, but the complete package starts at Business; Keeper is strong on enterprise vault + privileged access (KeeperPAM) + compliance add-ons, with SSO/SCIM on Enterprise; Bitwarden is strong on open source, self-hosting and SCIM/event logs on Teams, with SSO on Enterprise. Choose Bitwarden for open source/self-hosting, Keeper for PAM/compliance add-ons and 1Password Business for a polished enterprise experience.
| Capability | 1Password | Keeper | Bitwarden |
|---|---|---|---|
| Zero-knowledge encryption | Yes | Yes | Yes |
| Open source | No (clients partly open) | No | Yes |
| Self-hosting | Not a focus | Enterprise (Self-Managed) | Enterprise |
| SSO | From Business | Enterprise | Enterprise |
| SCIM | From Business (IdP) | Enterprise | From Teams |
| Privileged access/PAM | Not a focus | KeeperPAM (separate) | Secrets Manager (separate) |
| Developer tools | From Business | Enterprise API/Commander | Secrets Manager/CLI |
| Family plan | — | Business/Enterprise | Enterprise |
Sources: the three official pricing pages (accessed 5 November 2026). This is an editorial comparison, not a full feature list; “not a focus” means the pricing page does not sell that capability as part of the plan, not that another product cannot provide it; no security audit, penetration test or certification verification was performed.
Which option fits which scenario?
One to three users, budget first: Keeper Starter 120/year (five seats) or Bitwarden Teams 144/year; for a better enterprise experience and a ten-seat commitment, 1Password Teams 299.40/year. Ten users: Keeper Starter 240, 1Password Teams 299.40, Keeper/Bitwarden Business 480; with SSO: Keeper Enterprise 720, Bitwarden Enterprise 720, 1Password Business 1,078.80. Twenty-five users: Keeper/Bitwarden Business 1,200, Enterprise 1,800, 1Password Business 2,697. For open-source self-hosting choose Bitwarden; for PAM/compliance add-ons choose Keeper; for IdP integration and polish choose 1Password Business.
- One to three users: Keeper Starter 120/year (five seats) is cheapest; Bitwarden Teams 144; 1Password Teams 299.40 (ten seats, useful if you will grow to ten).
- Ten users, no SSO: Keeper Starter 240/year; 1Password Teams 299.40; Keeper Business/Bitwarden Teams 480.
- Ten users, SSO: Keeper Enterprise 720/year, Bitwarden Enterprise 720, 1Password Business 1,078.80; Bitwarden Teams has SCIM but no SSO.
- Twenty-five users: Keeper/Bitwarden Business 1,200/year, Enterprise 1,800, 1Password Business 2,697; 1Password Teams cannot be bought for 25.
- Open-source self-hosting: Bitwarden Enterprise 6/user/month; if you need SCIM but not SSO, Teams 4/user/month.
- PAM/compliance add-ons: Keeper Enterprise + KeeperPAM/dark web/file storage/compliance reports; 1Password/Bitwarden need separate PAM/Secrets products.
What should procurement and acceptance specify?
At least eight things: actual users and minimum seats, SSO/SCIM tier, admin roles and audit export, self-hosting/data residency, family plan, add-ons (dark web/file storage/compliance/PAM), migration/import, and a two-week real-account POC. The POC should use the same accounts and record import success, autofill, sharing permissions, SSO login, audit export and mobile experience, not just the demo.
- People: confirm minimum seats (1Password Teams 10, Keeper Starter 5) and maximums (1Password Teams 20, Keeper Starter 10).
- SSO/SCIM: 1Password Business, Keeper Enterprise, Bitwarden Enterprise; Bitwarden Teams has SCIM but SSO requires Enterprise.
- Admin: role-based permissions, delegated admin, event logs, audit export, offboarding; confirm what the chosen tier includes.
- Deployment: cloud/self-hosted; Keeper Enterprise and Bitwarden Enterprise support self-hosting; 1Password does not focus on it.
- Add-ons: Keeper dark web/file storage/reports/compliance/PAM; Bitwarden Secrets Manager; 1Password additional seats/Enterprise.
- Family plan: Keeper Business/Enterprise and Bitwarden Enterprise include a free family plan; 1Password's page does not list it.
- Migration: import from browsers/LastPass/others, shared-folder mapping, offboarding; confirm whether migration services cost extra.
- POC: two weeks, real accounts, 5–10 people; record import success, autofill, sharing permissions, SSO, audit and mobile.
FAQ
Three people: what is cheapest?
Keeper Starter 120/year (five-seat minimum) is cheapest; Bitwarden Teams 144/year (3×48); 1Password Teams 299.40/year but requires ten seats, so three users still buy ten; 1Password Business 323.64/year. For a basic vault choose Keeper Starter; for open source/SCIM choose Bitwarden Teams; for IdP integration choose 1Password Business.
What about ten people?
Without SSO: Keeper Starter 240/year, 1Password Teams 299.40, Keeper Business/Bitwarden Teams 480. With SSO: Keeper Enterprise 720, Bitwarden Enterprise 720, 1Password Business 1,078.80. If you need SCIM but not SSO, Bitwarden Teams at 480 already includes SCIM and is the value point in this tier.
What about twenty-five people?
Keeper Business 1,200/year, Bitwarden Teams 1,200/year; with SSO/SCIM/RBAC: Keeper Enterprise 1,800, Bitwarden Enterprise 1,800; 1Password Business 2,697/year. 1Password Teams caps at twenty seats, so 25 users require Business.
Why does 1Password Teams charge three people for ten seats?
Teams Starter Pack is a ten-seat pack: 24.95/month annual (299.40/year) includes ten seats, up to twenty, with additional seats at 4.99/seat/month. One to ten users all pay 299.40/year; twenty users pay 299.40 + 10×4.99×12 = 898.20/year. A three-person team that only needs basic features is cheaper on Keeper Starter/Bitwarden Teams.
What is the difference between Keeper Starter and Business?
Starter is 2/user/month annual, five to ten users, with an encrypted vault, sharing and autofill; Business is 4/user/month and adds shared team folders, delegated admin, advanced organisation structure/integrations and a free family plan per user. SSO/SCIM/RBAC/API require Enterprise at 6/user/month.
What is the difference between Bitwarden Teams and Enterprise?
Teams is 4/user/month annual with SCIM, directory sync, event logs and groups; Enterprise is 6/user/month and adds passwordless SSO, enterprise policies, custom roles, Access Intelligence, free Families and self-hosting. SSO or self-hosting requires Enterprise.
Which tier carries SSO/SCIM?
1Password: Business has IdP integrations (Okta/Entra/OneLogin/Duo); Teams does not. Keeper: Enterprise has SCIM/AD/LDAP/SSO/SAML. Bitwarden: Teams already has SCIM/directory sync; SSO requires Enterprise. Put “SSO included” in the contract rather than quoting the lowest tier.
What other costs are hidden?
1Password: Teams beyond ten seats cost 4.99/seat/month, Business has volume discounts, Enterprise is custom. Keeper: dark web monitoring, file storage, advanced/compliance reports, support, concierge, secure messaging and KeeperPAM are add-ons/separate products; Starter caps at ten users. Bitwarden: Secrets Manager is separate, self-hosting/SSO require Enterprise. None includes tax, migration or training.
Research method and limitations
This article separates “official facts” from “editorial modelling”: plan prices, minimum/maximum users, SSO/SCIM tiers and add-on seat prices come from the three official pricing pages; the 1/3/10/25-user TCO is annual price × users × 12 arithmetic, not a vendor quote. It does not compare security, vulnerability history, usability, autofill success or certification.
Eight limitations: (1) only US public list prices are compared, excluding tax, add-ons, self-hosting infrastructure, migration and training; (2) 1Password Teams Starter Pack has a ten-seat minimum and twenty-seat maximum, so three users are priced at ten; (3) Keeper Starter is five to ten users, so three users are priced at five; Keeper Business does not publish a minimum, so no three-user price is guessed; (4) Keeper's page was localised to Chinese but prices are USD; Enterprise is by quote; (5) Bitwarden SSO is Enterprise while Teams has SCIM; (6) import, sharing, SSO, audit and mobile experience were not tested on real accounts; (7) security certifications, data residency and compliance by tier were not verified; (8) mainland China network, data compliance and local pricing are excluded. Treat this as a unit-alignment template and replace assumptions with a two-week real-account POC.
Sources and basis
- 1Password, Business Pricing: 1password.com/pricing/business. Teams Starter Pack 24.95/month annual (299.40/year, ten seats, up to twenty, additional seats 4.99/seat/month); Business 8.99/user/month annual (107.88/year); Business includes Okta/Entra ID/OneLogin/Duo, Watchtower and role-based vaults; 14-day trial. Accessed 5 November 2026.
- Keeper, Business and Enterprise Pricing: keepersecurity.com/pricing/business-and-enterprise.html. Starter 2/user/month annual (24/year, five to ten users); Business 4/user/month (48/year, shared team folders, delegated admin, free family plan); Enterprise 6/user/month (72/year, SCIM/AD/LDAP/SSO/SAML, RBAC, developer API); add-ons and KeeperPAM sold separately. Accessed 5 November 2026.
- Bitwarden, Business Pricing: bitwarden.com/pricing/business. Teams 4/user/month annual (48/year, SCIM, directory sync, event logs, groups); Enterprise 6/user/month (72/year, SSO, policies, custom roles, Access Intelligence, self-hosting); unlimited users; Secrets Manager sold separately. Accessed 5 November 2026.
Data cut-off 5 November 2026; prices are public list prices excluding tax; all models are editorial calculations. This is not security or procurement advice.